Unsecured loan application checklist.We respect your privacy

Unsecured loan application checklist.We respect your privacy

Select one regarding the below links to get more information on what you will need to offer at each and every phase of the application:

1. Money & Employment Verification

We will endeavour to verify your income via the deposits in your account if you are an existing Westpac account holder. Whenever we aren’t able to do this, please relate to the below:

a page or declaration through the Government authority entitlements that are confirming income

2. Identification verification

Please check out your Westpac that is local branch quickly as you are able to and supply:

One product of identification from all the groups the following or two items of recognition from Table A – main identification document category.

3. Household address verification

Please provide the after documents for verification:

Secured unsecured loan:

  • Australian Driver’s Licence should be present rather than expired
  • Must show your present residential target as provided on your own application
  • Front and right back copies enlarged and lightened 200%
  • Unsecured personal bank loan: Please give you the following paperwork for verification:

  • Australian Driver’s Licence or Proof of Age Card
  • Should be present rather than expired
  • Must show your overall address that is residential supplied in your application
  • Front and right back copies enlarged and lightened 200%
  • And something associated with after:

    A present domestic bill, released in the last 3 months, by a nearby federal federal Government or resources provider

  • Must show your title as supplied regarding the application
  • Must show your domestic address as provided regarding the application
  • PO Box details will never be accepted
  • A present phone that is mobile, given in the last 3 months:

  • Must show your title as supplied in the application
  • Must show your domestic target as supplied payday loans Pennsylvania in the application
  • PO Box addresses won’t be accepted
  • A bank that is current, issued within the past 3 months:

  • Must show your title as supplied regarding the application
  • Must show your address that is residential as in the application
  • PO Box details will never be accepted
  • 4. Passport and eligible Visa details

    Please deliver the documentation that is following verification:

  • The photo web page of one’s present passport
  • Your overall Australian visa
  • 5. Car protection verification content (applicable for secured unsecured loan just)

    Minimal requirements for an automobile provided as safety. The vehicle you provide as protection on the secured unsecured loan must:

  • Be lower than 7 yrs . old
  • Have now been brought in by the product manufacturer
  • Not have been written down (just because it had been fixed)
  • Have a value appropriate to the mortgage quantity
  • Be well worth $10,000 or maybe more
  • Have compensated full insurance that is comprehensive with Westpac noted since the financier.
  • Dealers Invoice or Contract of Purchase. This must state:

  • Dealerships ABN and Name
  • Dealers licence quantity
  • Applicant’s name and target depending on application.
  • Year, Make, Model, Body and Badge regarding the vehicle to be bought
  • VIN/ Chassis quantity
  • Build or manufacturing date (Month/Year)
  • Engine quantity
  • Registration Plate number and expiry date (if investing in a vehicle/ demo model/auction that is used
  • Note: Hand written Dealer Invoices are acceptable provided no amendments are built

    Official Registration Certificate (or Recent notice that is renewal WA just). This must state:

  • Expiry date and must certanly be present
  • Seller’s title
  • Vehicle details, 12 months, Make, Model on registration papers
  • VIN/ Chassis quantity
  • Motor quantity
  • Registration Plate quantity
  • Documents perhaps perhaps not accepted:
  • Registration transfer form
  • 6. Home loan, leasing and personal finance details

    The details of the monthly payments if you have a mortgage, or have recently applied for a mortgage.

    If you’re leasing or boarding, the main points of one’s landlord / real-estate representative including:

  • Title
  • Contact quantity
  • Details of your entire month-to-month monetary commitments, such as for example payments created for other loans, or bank cards

    7. Recorded domestic target

    May be the domestic target we hold for you personally the latest? You will need certainly to provide this in the application.

    Simple tips to offer us together with your latest target:

  • You are able to update us by calling 132 032 or
  • Improve your personal details by signing directly into Online Banking or Cellphone Banking (if you should be registered).
  • Allow twenty four hours for the documents become updated before completing the application.

    We respect your privacy

    Our online privacy policy can be acquired at privacy or by calling 132 032.

    It offers information about how we handle your individual and credit information, including ways to request usage of your data, seek corrections and work out complaints.

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