Money in a Flash: Gatekeeping, Deception, and Methodology that is qualitative in research of Payday and Title Loan organizations

Money in a Flash: Gatekeeping, Deception, and Methodology that is qualitative in research of Payday and Title Loan organizations

Abstract

The objective of this research would be to gain understanding of the workplace policies, techniques, services supplied, and interactions between clients and employees in pay day loan and name loan companies in Northeast Alabama. Initially, we pursued interviewing workers of pay day loan and name loan companies by calling their job and requesting employees who does be prepared to be involved in interviews. We went into dilemmas of gatekeeping and discovered it hard to get access to workers prepared to be interviewed. The gatekeeping issues we faced after contacting more than 40 locations in various towns in Northeast Alabama and being unsuccessful, we redesigned our methodology to better accommodate. We decided rather on complete participant observation. This included the scientists visiting cash advance and name loan organizations, presenting a fictional tale about requiring financing for dental treatments, and asking about the solutions available. This instance discusses gatekeeping problems we encountered and exactly how these problems had been addressed within our research design, as well as the ethical implications of withholding the identification for the researcher in qualitative research. We additionally fleetingly talk about the information collection procedure, how exactly we analyzed our information, along with some findings with this research.

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